Back-office automation for payment operators

Ledgerise matches your internal records, provider reports, and bank statements, then turns approved results into double-entry journal batches. Configure the rules. The engine handles the rest.

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Reconciliation Run · Live
Internal record
TXN-00419
type payment.electricity
amount ₦5,000.00
provider ikeja-electric
product_line consumer-app
channel api
status successful
Mapping rules
applied
Journal batch — JNL-20260601-0419
DR
A1050
Settlement Bank
₦4,925
DR
E5020
Processing Fees
₦75
CR
L2100
Merchant Liability
₦5,000
Ready for accounting · 2m ago
How it fits into your stack
Three simple layers, one reconciliation flow
Internal records
Transaction ledger
Wallet / agent ledger
CSV / API / webhook
External records
Provider reports
Bank statements
Fee / reversal files
Reconciliation engine
Match records
Raise exceptions
Approve results
Journal engine
Apply journal rules
Generate DR/CR entries
Export or post
Accounting systems
Zoho Books
Any CSV import
QuickBooks (roadmap)

Reconciliation comes first

Reports do not agree by default
Your platform records a successful transaction. The provider sends a settlement file. The bank shows what actually landed. Ledgerise compares all three.

Exceptions slow finance down
Missing settlements, duplicate records, fee variances, reversals, and late bank credits turn month-end into manual spreadsheet work.

Journals need proof
Ledgerise only moves approved results into journals. Matched records and approved exceptions become journal batches with a clear audit trail.

Rule evaluation order
1
Reference matching
Match internal records to provider or bank rows using transaction ID, RRN, session ID, order ID, or narration.
internal_reference + provider_reference
2
Amount and fee checks
Compare gross amount, fee, net settlement, and bank credit using the configured tolerance for that report.
gross - fee = net settlement
3
Timing and status checks
Confirm settlement windows, value dates, successful statuses, reversals, duplicates, and debit or credit direction.
successful + within window + correct direction
↓
Ready for Journal
Only matched records or approved exceptions move forward. Everything else remains an exception for review.

Everything the engine needs to run

The things you don't want to discover are missing after go-live are already built.

Report-based reconciliation rules
Configure rules against saved reports such as Gateway Settlement Report or Bank Clearing File.
No-code field mapping
Map reference, amount, fee, net amount, date, status, narration, and direction without engineering work.
Exception management
Missing records, fee variances, amount mismatches, duplicates, reversals, and late settlements stay visible until resolved.
Journal batch generation
Matched records and approved exceptions generate balanced debit and credit entries for review or export.
Full audit trail
Every match, exception, rule change, import, resolution, and journal links back to its source records.
Secure credentials
Adapter credentials are encrypted at rest. Import endpoints support controlled access and operational logging.

Import reports, export journals

Generic adapters work today with any system that can send a webhook, export a CSV, or expose a JSON API.

Inbound — records and reports
Generic Webhook
Receives JSON payloads from any internal source system
Built
Generic CSV
File import with configurable column and report mapping
Built
Generic Poll
Scheduled fetch from any JSON API with cursor-safe imports
Built
Outbound — accounting systems
Zoho Books
Manual Journals API with OAuth 2.0
Built
Journal CSV Export
Any accounting system that accepts file import
Built
QuickBooks · Wave · Xero
In development
Roadmap
Ledgerise Cloud

The managed reconciliation layer your finance team needs

Multi-source reconciliation, managed adapter reliability, exception workflows, and journal generation your finance team can run without engineering support.

Payment reconciliation
Match internal records against provider reports and bank statements, then track exceptions in one workspace.
Managed native adapters
Cloud-hosted adapters for common providers, settlement files, bank reports, and automatic retry logic.
AI-assisted workflows
Suggests field mappings, flags unusual variances, and highlights recurring exception patterns before close.
Period-close workflow
Completeness checks, exception clearance, journal review, export packages, and an audit trail for finance teams.
Early access
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Try it yourself.

The live demo is fully interactive with reconciliation runs, report rules, exceptions, journal batches, adapters, and settings.
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