Back-office automation for payment operators

Ledgerise matches your internal records, provider reports, and bank statements, then turns approved results into double-entry journal batches. Configure the rules. The engine handles the rest.

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Reconciliation Run · Live

Internal record

TXN-00419

type payment.electricity

amount ₦5,000.00

provider ikeja-electric

product_line consumer-app

channel api

status successful

Mapping rules
applied

Journal batch — JNL-20260601-0419

A1050

Settlement Bank

₦4,925

E5020

Processing Fees

₦75

L2100

Merchant Liability

₦5,000

Ready for accounting · 2m ago

How it fits into your stack

Three simple layers, one reconciliation flow

Internal records

Transaction ledger
Wallet / agent ledger
CSV / API / webhook

External records

Provider reports
Bank statements
Fee / reversal files

Reconciliation engine

Match records
Raise exceptions
Approve results

Journal engine

Apply journal rules
Generate DR/CR entries
Export or post

Accounting systems

Zoho Books
Any CSV import
QuickBooks (roadmap)

Reconciliation comes first

Reports do not agree by default
Your platform records a successful transaction. The provider sends a settlement file. The bank shows what actually landed. Ledgerise compares all three.

Exceptions slow finance down
Missing settlements, duplicate records, fee variances, reversals, and late bank credits turn month-end into manual spreadsheet work.

Journals need proof
Ledgerise only moves approved results into journals. Matched records and approved exceptions become journal batches with a clear audit trail.

Rule evaluation order

Reference matching

Match internal records to provider or bank rows using transaction ID, RRN, session ID, order ID, or narration.

internal_reference + provider_reference

Amount and fee checks

Compare gross amount, fee, net settlement, and bank credit using the configured tolerance for that report.

gross - fee = net settlement

Timing and status checks

Confirm settlement windows, value dates, successful statuses, reversals, duplicates, and debit or credit direction.

successful + within window + correct direction

↓

Ready for Journal

Only matched records or approved exceptions move forward. Everything else remains an exception for review.

Everything the engine needs to run

The things you don't want to discover are missing after go-live are already built.

Report-based reconciliation rules

Configure rules against saved reports such as Gateway Settlement Report or Bank Clearing File.

No-code field mapping

Map reference, amount, fee, net amount, date, status, narration, and direction without engineering work.

Exception management

Missing records, fee variances, amount mismatches, duplicates, reversals, and late settlements stay visible until resolved.

Journal batch generation

Matched records and approved exceptions generate balanced debit and credit entries for review or export.

Full audit trail

Every match, exception, rule change, import, resolution, and journal links back to its source records.

Secure credentials

Adapter credentials are encrypted at rest. Import endpoints support controlled access and operational logging.

Import reports, export journals

Generic adapters work today with any system that can send a webhook, export a CSV, or expose a JSON API.

Inbound — records and reports

Generic Webhook

Receives JSON payloads from any internal source system

Built

Generic CSV

File import with configurable column and report mapping

Built

Generic Poll

Scheduled fetch from any JSON API with cursor-safe imports

Built

Outbound — accounting systems

Zoho Books

Manual Journals API with OAuth 2.0

Built

Journal CSV Export

Any accounting system that accepts file import

Built

QuickBooks · Wave · Xero

In development

Roadmap

Ledger Assurance

The managed reconciliation layer your finance team needs

We run your monthly reconciliation, track your exceptions, maintain your journal mappings, and deliver an audit-ready ledger position your finance team, auditors, and regulators can rely on.

Payment reconciliation

We match your internal records against provider reports and bank statements, then track exceptions in one workspace.

Managed adapter reliability

We maintain the connections, file formats, and provider-specific rules, so your finance team is not dependent on IT every time a report changes.

Journal generation

We generate journal entries from reconciled transactions and maintain the mapping between your products, chart of accounts, fees, reversals, etc.

Period-close workflow

At month end, we provide completeness checks, exception clearance reports, journal reviews, and an audit trail your team can defend.

Early access

Talk to us

Tell us about your current reconciliation workflow. We will follow up with the right setup path.

No spam. We'll reach out personally once we get this.

Try it yourself.

The live demo is fully interactive with reconciliation runs, report rules, exceptions, journal batches, adapters, and settings.
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